Features

You get a credit rating, intuitive credit terms recommendations, as well as good advice and things to be aware of. It is an easy and important check that provides lower financial risk and better liquidity for your business.

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Feature

Credit Rating

By using credit ratings, you minimize the financial risk of new B2B customers. A credit rating is an assessment of the risk that a potential debtor will not repay his credit. With Risika's platform, you can also keep track of current or potential business partners, as you will receive immediate notifications if the financial situation of a current customer or business partner changes.

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Feature

Bankruptcy analysis

With the bankruptcy analysis you get information about whether there are any bankruptcies related to a given company and/or person. This makes you at the forefront before you negotiate and give credit to potential customers.

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Feature

Credit policy

Set up your own internal and industry-specific credit policy directly on the platform. All use of the Riska platform is automatically adjusted accordingly to the credit policy, maximizing security when entering agreements with your B2B customers.

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Feature

Monitoring

Once your customers and vendors have been added to monitoring, you will automatically receive a notification whenever changes occur. This could be due to a decrease in Risika Score, company status change, and change of the master data. The monitoring function allows you to react immediately, e.g. if your customers change their risk profile, you can stop giving them credit.

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Feature

API

With our API you can integrate our data directly into your system, and through this, you will get access to all our data, credit assessments, accounting data, etc. 
The API can help to automate the credit process in your company. Get easy access to a complete overview of customers and associates, so you can make quick and correct decisions. We will gladly expand with new integrations to fit your system.

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Feature

Integrations

We already deliver integrations to, for example, Microsoft Navision, Web CRM, Podio, Hubspot, etc. We are expanding with integrations for your system of choice.

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Feature

Credit reports

Our credit report gives quick and intuitive insight into your clients, suppliers, and collaborators. We have gathered and collected the information needed to assess the risks in trading or entering into a new collaboration with a new company.

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Feature

Data deliveries

The data is provided as a daily or single data extract in CSV format and is typically sent to an SFTP server or via mail. An alternative way of accessing the same data is through our Nordic API. We can either supply the data as raw data or in a post-processed format, where we have unified all data sources to a global format. 

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Other Features

Filtering and export

Possibility for advanced filtering and export of business listings. Used primarily to find lead lists and can help with the segmentation of target audience search. You can, among other things, choose to select target groups based on e.g. industries, geography, risk or a combination of these.

Integrations

Our API can be integrated into a wide variety of ERP and CRM systems to easily access all of our data directly from your own systems. We are already delivering integrations to Microsoft Navision, Web CRM, Podio, Hubspot, etc. We are expanding with integrations to your particular system.

Automation

Make the process of assessing your customers’ credit status easy and automatic. By integrating your own ERP and CRM system with Risika’s API, you can collect payments directly via our recommended terms.

Power to bind

With our automated provisions regulating the power to bind, we make it easy for companies to get the right signature the first time. We have, through an advanced logic, a solution where our API provides priority proposals for those entitled to more than 95% of all active CVR numbers in Denmark.

Credit policy

With a single tool that contains all the necessary business information, it becomes easier for everyone in the organization to comply with your credit policy. It is possible to set up your own internal (and industry-specific) credit policy directly on the platform. Then, all operations with Risika will automatically be directed at this policy.

Loan algorithms

Specifically, it may be crucial to supplement the calculation of risk and recommended credit facilities with customized scoring models. These may include accounting data from accounting programs, transaction data from banks, and / or your customers’ payment history.