Risika is one of the approved national credit reporting agencies. Our credit rating business is regulated by the Danish Data Protection Agency. We are also held accountable by various other laws and industry standards as well as your expectations. We are sensitive to your interest in privacy, and we are committed to letting you know what information is being collected, how the information is being used, and in providing you choices in the use of the information.
This website may contain links to other websites operated by third parties. Risika is not accountable for the privacy practices or the contents of such websites operated by third parties.
Risika collects personal data from you in various ways e.g.:
The following information may be gathered in relation to the above-mentioned collection of personal data:
Risika limits its collection, storing and processing of personal data to situations where a specific purpose exists, such as being able to process your job application, optimizing your experience on our platform, being able to deliver our newsletter to you, being a responsible business partner, etc.
When Risika as an approved national credit rating agency is processing and disclosing your information in our products and services as data controller, it is necessary if the processing is necessary for Risika or a third party to pursue a legitimate interest exceeding the registrant's interests or fundamental rights and freedoms, cf. Article 6 (1) of the General Data Protection Regulation. The legitimate interests justifying the treatment are to offer creditors who are Risika’s customers access to information for the purpose of assessing an entity's financial soundness and creditworthiness. At the same time, access to the information contributes to avoiding excessive indebtedness and the negative consequences of such excessive indebtedness it may have for the parties concerned.
Risika may process your personal data based on the following legal basis:
Risika may disclose or transfer your personal data to the following recipients:
Certain recipients process personal data on behalf of Risika and may only process your personal data in accordance with the instructions given by Risika. These third parties may not process your personal data for their own purposes.
To the extent Risika disclose or transfer your personal data to these third parties who may use your personal data for their own purposes, such disclosure or transfer will only take place if it is in accordance with applicable law or with prior consent obtained from you, where required.
In certain cases, your personal data may be transferred to an affiliate of Risika established outside of EU/EEA, e.g. the United States. Risika ensures that such transfer will be carried out in accordance with the applicable data protection laws. This entails that any party outside of EU/EEA that comes in possession of your personal data must ensure an adequate level of protection, for example, by adhering to the EU-US Privacy Shield or entering into the EU standard contractual clauses with Risika. If you have any inquiries in relation here to, you are welcome to contact Risika – please see the contact information below.
Risika will only store your personal data as long as necessary to fulfill the purpose of the processing of your data. However, special regulations may apply and within certain areas, you may be given the option to an extended time of storage of your personal data. For further information about the special regulation, please contact Risika – please see the contact information below.
Some of your personal data must be stored for accounting purposes or for the defense of legal claims. This personal data will be stored until the expiration of the statutory limitation period which for instance is 5 years for retention of accounting material.
Risika has taken all necessary and adequate steps in order to protect your personal data and ensure your rights as a data subject.
You have certain rights, which are described below. Please note that certain exceptions may apply, e.g. if the processing is necessary for compliance with a legal obligation or for the establishment, exercise or defense of legal claims. If you have any questions to your rights as a data subject, please contact Risika – please see the contact information below.
Risika must provide a copy of the personal data undergoing processing free of charge and by electronic means if the request has been submitted in a commonly used electronic form.
If you wish to file a complaint regarding Risika’s processing of your personal data, you can contact Risika. If your complaint is not resolved, please feel free to contact the Danish Data Protection Agency.
Danish Data Protection Agency (Datatilsynet)
Risika Ltd. (“Risika”, “we”, “our”, “us”) is the data controller together with the social media provider, for the activities that take place on our company site.
This policy explains how we process your information when you visit our company site on social media
You should be aware that social media also process your information about you. You can read about how they process your information, in their privacy policies. In these policies, you can also read about how your information is stored, and whether they are transferred to countries outside of the EU.
We use social media to promote our business. In addition, we process information from social media to interact with you, when you ask questions or otherwise gives us reasons to respond to your posts. We do not use information about you from social media for direct marketing or statistics. Remember, that the comments on our social media posts can be seen by other users. You should therefore never share the information which you don’t want to be public.
We store your information until we no longer need them for our processing. We generally delete entries and inquiries after 1 year.
We reserve the right to delete and store comments and enquires with infringing or illegal content, should the information be used in connection with a legal dispute. The information is deleted when the dispute is resolved, at the latest.
You can always edit or delete posts you have posted on our company site. To the extent in which you wish to access, delete, or make use of another one of your rights regarding your information on our company site, please use the deletion and editing options available on the social media site, at first. If this does not meet your needs, please contact us here: firstname.lastname@example.org
If you wish to make a complaint regarding our processing of your data, please contact us at first. If we cannot help, you can file a complaint through the Danish Data Protection Agency: https://www.datatilsynet.dk/kontakt/.
Lastly, we recommend you to read our policy on Cookies, which can be found here.
Last updated 24/6-2019